Privacy Policy

Privacy Policy
Effective Date: April 1 2025
Last Updated: April 1 2025

PayMato LLC ("PayMato," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you use our SaaS platform.

1. Information We Collect

We collect the following types of information:

  • Personal Information: Name, email address, phone number, billing details, and business information.

  • Account Information: Login credentials and account settings.

  • Transaction Data: Payment details, invoices, and store activities.

  • Usage Data: Device information, IP address, browser type, and interactions with our platform.

  • Cookies and Tracking Data: We use cookies to enhance user experience and collect analytics.

2. How We Use Your Information

We use collected data to:

  • Provide and maintain our services.

  • Process transactions securely.

  • Improve our platform and user experience.

  • Send updates, service notifications, and promotional materials (you can opt out anytime).

  • Ensure security and prevent fraud or illegal activities.

  • Comply with legal obligations.

3. How We Share Your Information

We do not sell your personal data. However, we may share information:

  • With third-party payment processors to facilitate transactions.

  • With service providers that assist in platform operations.

  • If required by law enforcement or legal authorities.

  • To prevent fraud, protect our rights, or enforce our policies.

4. Data Security

We implement industry-standard security measures to protect user data. However, no system is completely secure, and we cannot guarantee absolute protection against data breaches.

5. Data Retention

We retain personal data only as long as necessary for business and legal purposes. Upon request, we will delete or anonymize user data where legally permissible.

6. User Rights and Choices

Users have the right to:

  • Access and update their personal information.

  • Request data deletion, subject to legal and contractual limitations.

  • Opt out of marketing communications.

  • Disable cookies through browser settings.

7. Third-Party Links and Integrations

Our platform may contain links to third-party services. We are not responsible for their privacy practices, and we encourage you to review their privacy policies.

8. Children's Privacy

PayMato does not knowingly collect data from individuals under 18 years of age. If we discover such data, we will promptly delete it.

9. International Data Transfers

If you access PayMato from outside the United States, your data may be transferred to and processed in the U.S. By using our services, you consent to such transfers.

10. Changes to This Privacy Policy

We reserve the right to update this policy. We will notify users of significant changes via email or platform notifications.

11. Contact Information

For questions about this Privacy Policy, contact us at support@paymato.io.

By using PayMato, you acknowledge that you have read and agree to this Privacy Policy.